How Injury Claims Work

With the new ICBC rules you must act fast as there are important deadlines that you must be aware of. If you were injured in an accident, it is important to talk to a lawyer before you talk to ICBC.

By contacting ICBC on your own you will be at a serious disadvantage from the start. ICBC will begin probing you with important questions from the time that you dial in your claim. They may also ask you to provide a statement. What you say in your statement to ICBC holds serious consequences. They may also ask you to sign some forms (likely medical and employment release forms) and they will use these forms to access your personal information, such as your medical and employment records. The reason why they may want to access your records is to search for pre-existing injuries and work history.  We recommend not providing a statement or signing anything until you have received legal advice. It is crucial that you call us before calling ICBC. Even if you have started your claim, it is never too late to call us as we are here to help you.

We help injured motor vehicle accident victims secure the support they need to move forward following a serious injury. In the early time period after an accident, the injured party’s action or inaction can greatly affect both their ability to secure the appropriate medical care and treatment required to promote long term recovery, as well their ability to secure fair compensation for their injuries.

Generally – the amount of compensation you will receive from ICBC depends on factors such as liability (who is at fault for the accident), type of injuries (if your injuries are minor/major), and medical records (doctor’s records/treatment records). Meeting with us following an accident can ensure your rights are protected and your case is properly advanced. Even if you have an existing claim we may be in a position to help you as most personal injury cases have a two year limitation period, meaning that you have up to two years from the date of the accident to advance your claim.

If your injury is minor look on our website under Services and click ICBC/CRT Claims.

If you have been injured in a motor vehicle accident, you may be entitled to compensation for the following:

  • General damages – the purpose of this award is to compensate you for your pain and suffering based on your type of injury, the impact that the injury has had / is expected to have on your quality of life.
  • Past income loss / Past loss of opportunity– the purpose of this award is to compensate you for loss of income when your injuries stop you from working after the accident, or have stopped you from pursuing income or business related opportunities.
  • Future loss of income / Loss of earning capacity – if your injuries are likely to result in a permanent or ongoing disability, and there is a “real or substantial possibility” that you will suffer a loss of income earning capacity in the future as a result of your injuries, there may be the legal basis for an award for future income loss. 
  • Cost of future care – if there is likely to be a future (permanent or ongoing) disability or care need, and there is medical justification that treatment or rehabilitation will be required in the future as a result of those injuries, an award may be made for the cost of the future care.
  • Special damages – this award is intended to reimburse you for reasonable “out of pocket” expenses incurred as a result of your injuries (i.e.: money spent on non-prescription medication, equipment, mileage and parking incurred in relation to treatment, etc.).
  • In trust claims – are intended to recognise that friends and family members also make sacrifices and contributions to assisting injured parties in coping with their accident-related injuries. In trust claims are intended to recognise the economic value of such contributions.

When you purchase your vehicle insurance through ICBC you are essentially also purchasing coverage for medical expenses, rehabilitation expenses, death benefits and wage loss benefits for yourself and your family members. These benefits are available to you regardless of who is at fault for an accident. These benefits are set out in Part VII of the Regulations to the Insurance (Vehicle) Act.

With the new icbc rules you must act fast as there are important deadlines that you must be aware of. If you have been injured in a car, truck, motorcycle, bus/transit, moped, or scooter accident, we will work diligently on your behalf to ensure that ICBC pays for the necessary medical treatment you require both in the short term and long term. We will also advocate on your behalf to ensure that you receive appropriate compensation to which you are entitled.

Our team will meet with you to discuss the details of your claim and your legal options. In the circumstance you were partly at fault for the accident, you will still be entitled to medical benefits as well as injury compensation. You will be working one on one with a lawyer who will help you through your case and will guide you on what you need to do. Our team has successfully advanced car, truck, motorcycle, bus/transit, moped, and scooter accident cases in the past and has obtained remarkable results for our clients.

Were you struck as a pedestrian by a driver of a motor vehicle?

Injuries from pedestrian accidents can involve serious physical and emotional trauma. Pedestrian accidents occur when a driver of a motor vehicle collides into a pedestrian. In order to ensure that you are protected and know your rights you should contact us immediately. We can guide you through your recovery process by helping you receive quality medical care and treatment after your injury. We will also work with you to ensure that you receive fair compensation for your injuries.

With the increasing number of cyclists sharing the road with motorists we are seeing a growing number of bicycle accidents in British Columbia. If you are a cyclist who has been injured by the careless/dangerous act of a driver, you may have a legal claim for the damages you have suffered, including pain and suffering, medical costs, loss of past and future income, and future medical care. Ronald Kumar Law Group has experience in dealing with traffic-related injury law and we have successfully litigated many bicycle-crash cases.

If you were involved in a hit and run accident call us today. Under Section 24 of the Insurance (Vehicle) Act, ICBC is required to compensate you for death or injury or for damage to a vehicle even if the at-fault motorist is unknown.

If you have sustained injuries from the hit and run accident the current law requires that you take reasonable steps to identify the at-fault vehicle and its driver (i.e. filing a police report, obtaining witnesses, obtaining vehicle license plate number, vehicle make and model, placing signs at the scene of the accident asking for any potential witnesses to come forward) To successfully advance your hit-and-run claim you must show that the identity of the driver and the vehicle involved in the accident was not ascertainable.

Accidents that occur while you are travelling as a passenger in a bus or sky-train. Whether the bus/sky-train applies its brakes excessively hard causing you to fall and get hurt, or if the bus is involved in an accident with another motor vehicle, we can help. We have successfully advocated for and have achieved optimum results for our clients that have been injured in bus/transit accidents.

Injured in an accident? Is ICBC saying your injury is minor?
If you have sustained injuries you still have the right to pursue compensation.

Death due to the negligence or misconduct of another person or party. Death to a friend or family member can be very tough. We have experience with such cases and we can help you every step of the way.

Citizens protection from abuse or injury by police misconduct.

Assaults or injuries from a bar or night club event. Assaults or injuries that may occur at the hands of staff or patrons of the club, we can help.

Accidents from slipping or tripping and falling on someone else’s property.

Injury Expertise

We represent clients who have suffered all types of injuries including:

  • Neck and Back injuries
  • Whiplash/Soft Tissue injuries
  • Strains
  • Bursitis or tendonitis
  • Contusions/bruises
  • Dislocations
  • Nerve damage
  • Thoracic outlet injury
  • Orthopaedic Injury
  • Fibromyalgia
  • Temporomandibular Joint Injury (TMJ)
  • Knee injuries
  • Shoulder injuries
  • Degenerative conditions
  • Chronic pain
  • Fractures/broken bones
  • Aggravation of pre-existing conditions
  • Brain Injury
  • Spinal Cord Injury
  • Headaches/migraines
  • Concussion
  • Tension/Anxiety/Stress/PTSD

Our Service Delivery

We are a plaintiff only firm, meaning we only represent the injured party only and not the insurance company. Our clients retain us through a contingency fee agreement. This means you will not pay any legal fees to us unless we recover money for you.

More than 95% of our cases resolve without having to go to court where we obtain fair monetary settlements for our clients. You most likely will not have to go to court if you retain our services. However, if the insurance company does not make a reasonable/fair settlement offer, we have the tools, experience and knowledge necessary to successfully take your case to court.